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Pradhanmanri Jan Aarogya Yojana (Aayushyamaan Bharat Yojana)

Pradhanmanri Jan Aarogya Yojana (Aayushyamaan Bharat Yojana):

On 15 August 2016, the Prime Minister of the country announced Pradhan Mantri Jan Arogya Yojana (PMJAY). This plan is the largest health insurance plan in the world. Under this scheme, about 100 million families of the country i.e. about 200 million people will get health insurance of Rs 5 lakh every year. An estimated 80 million rural households and 24 million urban households will benefit from this scheme. In this way about 90% of the population of the country will get health insurance.

Who will get the benefit of the scheme?

The benefit of this scheme will be available to all the families identified as poor during the 2011 census. There is no age or family size limit in this scheme. And yes those people / families who have become poor after 2011 will not get the benefit of this scheme.

How to check your name:

You can check online whether your name is in PMJAY scheme or not. For this you have to open the website of

After opening the website, enter your mobile number and security code in the box provided there. Then click on Generate OTP button so that an OTP will come on your mobile. Input this OTP on the website and click on Submit button.Doing so will open another page in which you have to select your state. You will then be given 4 options to search your name, name, ration card number, mobile number and RSBY URN number. Select any one of the options and enter the details accordingly and click on the Search button.If this plan has your name, after a while information like your name, address will come on the right side and also SMS will be sent to the mobile number you have entered.

How to get benefit?

Beneficiary does not need any special card for PMJAY scheme. Beneficiaries will have a “Life Help Desk” in every government as well as private hospital associated with the scheme to establish their identity only. Where the beneficiary has to prove his eligibility by giving documents. Once the eligibility is proved, the beneficiary does not have to spend a single rupee for treatment up to Rs. 5 lakhs.

Currently PMJAY scheme is not applicable in Delhi, West Bengal, Orissa, Kerala, Telangana and Punjab! Because some of those states have such a scheme in place, and some states want such a scheme of their own.

Major diseases and surgeries covered under Ayushman Bharat Yojana:

In Ayushman Bharat Yojana, every poor citizen of the country will get the benefit of major diseases and major operations as well as the procedure performed in the hospital free of cost. The operation includes bypass surgery, cataract, corneal grafting, orthoplasty, chest fracture, urological surgery, cesarean delivery, dialysis, spine surgery, brain tumor surgery as well as various cancer surgeries. A total of 1350 types of surgeries, examinations and procedures will be availed. The scheme will also benefit women who come after marriage in poor families as well as newborns.

Ayushman Mitra will help:

Under the Ayushman Bharat Yojana, a special person named Ayushman Mitra has been appointed in each hospital by the National Health Agency to help the citizens admitted in the hospital. Ayushman Mitra will help in completing all the procedures from admission to discharge of the patient and will also act as a link between the hospital, the government and the insurance company.

All transactions will be paperless-cashless, the amount will be credited to the beneficiary’s account only

All patient related transactions will be paperless and cashless in Ayushyaman Bharat Yojana. For this, through the participation of the Policy Commission, an IT The platform will be operational. In addition, the amount received by the beneficiary will be credited directly to the account through direct debit transfer. The Central Government will bear 60 per cent of the cost and the State Government 40 percent of the cost to the beneficiary.

Help Line Number of This Scheme:



Get more info from official site clik here

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